Refinance Center
See if refinancing makes sense for your mortgage
In the process of a refinance? Upload your loan estimate and we'll review it in seconds.
Fee analysis, rate comparison, and junk fee detection — powered by AI
▼
📄
Upload
Drop your loan estimate PDF or image
🤖
Analyze
AI extracts rates, fees & flags junk charges
💡
Review
See a summary with flagged fees & key metrics
🔒 Your documents are processed securely and never stored
Upload Your Refinance Loan Estimate
Drop your loan estimate here, or click to browse
Accepts PDF, JPG, PNG, WEBP • Max 10MB
Your Rate
--
Current mortgage rate
Market Rate
--
30-Yr Fixed average
Difference
--
Daily Change
--
Prior day movement
Prior Year Avg
--
Year-over-year change
🏛️ Fed Meeting Calendar & Rate Outlook
Probability of Rate Cut at Next Meeting
62%
Market expectations based on CME FedWatch data
Current Fed Funds Rate
4.25% – 4.50%
Last changed: March 19, 2026 (−0.25%)
Rate Cut Impact Estimate
--
If the Fed cuts by 0.25%, mortgage rates typically drop 0.10–0.20%
Rates are moving. See if refinancing makes sense for you.
Get a personalized rate quote — no commitment required
Want to tap your equity?
Get matched with HELOC lenders offering competitive rates
FinCrib is not a financial advisor, lender, or insurance provider. All information is for educational purposes only and should not be considered financial advice. Estimates and calculations may not reflect actual values. Read full disclaimer. Consult a licensed professional before making financial decisions.